Is a licensed conveyancer as good as a solicitor?
Wrong question, wrong shape. Neither title tells you whether the person opening your file is good at conveyancing. Licensed conveyancers hold a qualification aimed at one thing, examined and then licensed annually, while a solicitor holds a general qualification which may or may not have been followed by twenty years of property work. Both routes produce excellent property practitioners. They produce poor ones too.
On a purchase the work does not vary by title: same contract, same searches, same enquiries, same report on title, same tax return, same application to HM Land Registry. Land Registry treats them identically, and the register does not say who acted. Differences bite elsewhere.
Who regulates licensed conveyancers?
One regulator: the Council for Licensed Conveyancers. Created by the Administration of Justice Act 1985 to open conveyancing to a second profession, the Council itself is established by section 12 of that Act, and it is now an approved regulator under Schedule 4 to the Legal Services Act 2007 for reserved instrument activities, the administration of oaths and probate activities. Checked 20 September 2026. It sets the qualification, licenses individuals, authorises firms and inspects them against its own accounts rules.
Client money is the part people want to know about. It is ring-fenced. Completion funds sit in a client account kept apart from firm money and audited annually, with compulsory indemnity insurance behind them, on minimum terms the CLC sets at 2 million pounds for each and every claim and six years of run-off cover at 2 million pounds in all when a practice closes, and a CLC compensation fund for money lost through dishonesty, negligence or a failure to account. The fund is discretionary and a fund of last resort: you pursue the practice and its insurance first, and an application has to reach the CLC within six months of the loss coming, or reasonably coming, to your attention. The CLC publishes no maximum figure, though it reserves the power to set limits by claimant, by practice or by type of claim. Sources: Administration of Justice Act 1985 section 21, the CLC minimum terms and the CLC Compensation Fund policy statement, checked 20 September 2026. Service complaints go to the firm, then the Legal Ombudsman, whose remit covers CLC practices as it covers SRA firms. Under the Scheme Rules in force from 1 April 2023 you go to the firm first and can come to the Ombudsman if it is unresolved after eight weeks, and in any event within one year of the act or omission, or of when you should reasonably have known there was a problem, and within six months of the firm's written final response where that response carried the required signposting. An ombudsman can extend those limits, and the maximum award is 50,000 pounds. There is no charge to complain. Checked 20 September 2026.
Will my mortgage lender accept a licensed conveyancer?
It depends on the lender and the firm, so ask before you instruct. Panel membership is a commercial decision each lender takes about each firm and not about regulators, and no published source sets out which lenders accept whom, so we will not give you a proportion. Ask, because the consequence is a money one: if your conveyancer is not on your lender's panel, the lender instructs its own and you pay two sets of costs on one transaction.
One point is easily confused. Conveyancing Quality Scheme accreditation comes from the Law Society, and rule 5.1 of its scheme rules, in the version of November 2024, requires the practice to be regulated by the SRA. So a CLC regulated practice cannot hold it, whoever works there. The Law Society Conveyancing Protocol is not restricted in the same way. Checked 20 September 2026. Its absence says nothing about quality.
What happens if my matter turns out to need a solicitor?
It can happen, and it should be said out loud the moment it does. A neighbour objects to the extension you disclosed, or a tax question appears that is bigger than the transfer sitting on top of it. That work falls outside a conveyancing licence, so a licensed conveyancer does not act on it, and you take your own advice from someone who does that work.
Where a will is disputed, a licensed conveyancer does not act on the dispute. The executors or beneficiaries take their own advice from a contentious probate specialist. For one problem usually solved without a court, see restrictive covenant. Watch for the opposite: a firm that keeps a matter it cannot handle has put its fee ahead of your file.